YAP! BNI (YAP! AHU)
AHU payments from mobile that are faster, safer, and easy to follow from start to finish
What changes once YAP! BNI is running.
- 01
Faster AHU payments straight from mobile, without repeated manual steps.
- 02
No top-up, because funds come directly from the registered debit card
- 03
Layered security with OTP verification to confirm the transaction is valid
- 04
Transparent payment status through transaction history and tracking
- 05
Clearer confirmation and updates through automatic email notifications
Notary payments to Ditjen AHU were made easier through a digital process handled straight from a phone, so transactions are faster, safer, and need no balance top-up. Users simply register, link a debit card as the funding source, then verify via OTP to keep the transaction under control. With a short, clear flow, payment becomes more practical while building user confidence in every transaction.
The channels and features used in the field.
Registration & Activation
Register and activate an account to start using the service.
Manage BNI Debit Cards
Add or remove a debit card as the payment funding source.
AHU Payment
Pay Ditjen AHU bills directly from the app.
OTP Verification
Confirm transactions with an OTP for additional security.
Transaction History & Status
See payment status and transaction history at any time.
Email Notifications
Receive payment confirmations and transaction updates by email.
What was built, year by year.
The development record for YAP! BNI across 2018–2023–2025 — set down as recorded in the project documents, without impact figures that clients have not yet validated.
- Release of core capabilities: security (password + PIN per funding source), QR and cardless payment, merchant onboarding (single & bulk), funding sources (debit/credit/UnikQu), and card management.
- PNBP Notaris AHU integration + stronger security through OTP debit verification.
- Strengthening of the PNBP Notaris service (single/bulk), transaction push notifications, and banner management.
- Capability consolidation, PNBP Notaris AHU and OTP debit verification
In short.
YAP BNI delivers a mobile-first flow that makes AHU payments faster and shorter with no top-up needed, with security reinforced through OTP, transaction history, and email notifications. Payment status becomes clearer and easier to trace from start to finish, supporting administrative needs.
To discuss developing a digital payment solution for a specific use case with strong control and traceability, you can meet the SPE Solution team.