Eleven payment systems already running inside banks.
QRIS acquiring and virtual accounts built by SPE Solution with national and regional development banks — what was built, its capabilities, and when the work was done.
This page carries the scope, capabilities, and milestones recorded in SPE Solution's project documents. Measured results — transaction volume, savings, and implementation time — await client validation and are deliberately left out.
QRIS Project
6 projectsQRIS acquiring implementations with national and regional development banks — from merchant onboarding through to settlement.
BNI Merchant
Real-time QRIS acquiring that is fast at the till, tidy in operations, and ready to scale for every type of merchant
See projectBank KaltimtaraBank Kaltimtara (DG Merchant)
QRIS onboarding that is flexible, secure, and measurable — from registration through to an active merchant
See projectBank JatengQRIS Bank Jateng (Pedagang BIMA)
QRIS acceptance that expands gradually, stays controlled, and matches each merchant's operational readiness
See projectBank JakartaQRIS Bank Jakarta (JakOne Merchant)
Real-time QRIS with tidy governance, measurable onboarding, and transaction monitoring that is easy to follow
See projectBank PermataQRIS Bank Permata (Permata Merchant)
Real-time QRIS acquiring that is responsive, ready to scale, and easy to manage from onboarding through to reporting
See projectBNIYAP! BNI (YAP! AHU)
AHU payments from mobile that are faster, safer, and easy to follow from start to finish
See projectVirtual Account Project
5 projectsVirtual account, collection, and recurring payment implementations with national and regional development banks.
BNI Direct Receivables
A real-time twenty-four-hour collection solution with flexible billing, strong control, and faster reconciliation
See projectBNIBNI Direct VA Payment
Debit VA that is more practical on mobile, with limit control, statement monitoring, and more measurable security
See projectBNIBNI Autopay
Recurring payments with minimal friction, solid security, and ready integration through an API and an operational portal
See projectBNIBNI Autodebet
Scheduled automatic billing that is more stable, secure, and easy to follow at large operational scale
See projectBank JakartaVA Bank Jakarta
Virtual Accounts for tidier billing, easier payment, and faster reconciliation
See project