BNI Autodebet
Scheduled automatic billing that is more stable, secure, and easy to follow at large operational scale
What changes once BNI Autodebet is running.
- 01
Recurring payments run automatically on schedule, without repeated manual steps.
- 02
The risk of late and failed payment falls because the billing flow is more consistent.
- 03
Stronger security through OTP verification before processing.
- 04
Transaction status received sooner through notifications and callbacks.
- 05
Tidier reporting and reconciliation, reducing the operational workload.
- 06
Easy to integrate into partner systems to support transaction growth
Bill payment was automated on a schedule to reduce the risk of late payment and improve customer convenience. After a one-time registration through the mobile banking app, transactions are processed automatically on the set date. For partners and businesses, SPE Solution provides an API and portal for bulk billing upload, transaction monitoring, and reporting and reconciliation — making incoming funds tidier, more predictable, and easier to manage.
The channels and features used in the field.
Autodebet API
Integrate Autodebet into your systems (website, app, e-commerce) to run end-to-end automatic billing, including sending billing data and receiving transaction status.
Autodebet Portal
An operational dashboard for your team to manage day-to-day billing, with transaction monitoring, report access, and more practical process control.
Settlement H+0
Funds are processed the same day the debit succeeds, so cash flow arrives sooner and is easier to predict.
Monitoring & Reporting
Follow transaction status clearly and download reports at any time for operational and reconciliation needs — faster and tidier.
Bulk Billing
Upload billing data in bulk for periodic collection, making monthly billing more efficient and far less manual.
What was built, year by year.
The development record for BNI Autodebet across 2020–2022 — set down as recorded in the project documents, without impact figures that clients have not yet validated.
- Autodebet
- Client biller onboarding flow for BPJS Kesehatan (OTP included)
- Customer OTP flow, Client Portal
- Unsubscribe flow, Client Portal
- Temporary account added in Client Management – Client Detail (Partner & Channel)
- Asset adjustments in Client Management – Master Auto Debit – List
- Asset adjustments in Client Management – Approval
- Asset adjustments in Master Client Approval Email – Auto Debit
- Admin Portal
- Autodebet transaction types
- User hierarchy
- Admin Portal web menu architecture
- Partner Portal web menu architecture
In short.
BNI Autodebet makes bill payment easier through a one-time registration, so payments run automatically and on time — improving customer convenience and partner efficiency. API and portal support tidies up billing, transaction monitoring, and reconciliation so operations are ready to follow transaction growth.
To discuss the design of an integrated autodebit service, you can continue the discussion with the SPE Solution team.