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Project · QRIS

QRIS Bank Jateng (Pedagang BIMA)

QRIS acceptance that expands gradually, stays controlled, and matches each merchant's operational readiness

Client Bank JatengCategory QRIS Project
Value

What changes once QRIS Bank Jateng is running.

  • 01

    More efficient real-time payment, reducing queues at the point of payment.

  • 02

    Stronger operational control through centralised, standardised acquiring.

  • 03

    Faster onboarding with end-to-end submission status tracking.

  • 04

    Better data quality through a review step before PTEN

  • 05

    More self-sufficient merchants managing operations by role, cashiers included

  • 06

    Clearer monitoring and reporting for both business and operational needs

Project summary

Expansion of cashless acceptance was accelerated with an implementation approach flexible enough for merchants of every size, from small businesses to enterprises. Merchants can start accepting QRIS quickly through a QR Sticker with no system integration, or choose QR API to integrate with internal finance and operational systems. For operations at the till, QR EDC delivers the transaction experience through an EDC device, so the bank can drive consistent growth in digital transactions with a process that stays tidy and easy to control.

Capabilities

The channels and features used in the field.

01

QR Sticker

The most practical option for small merchants without a POS or finance system. Merchants can accept QRIS payments using sticker media, with no system integration.

02

QR API

Intended for merchants that already have an internal finance or transaction system, so QRIS can be integrated into it via API.

03

QR EDC

Fundamentally the same as QR API — supporting merchants that need system backing — but the transaction experience is presented and run through an EDC device for operations at the point of payment.

Closing

In short.

QRIS Bank Jateng offers QR Sticker, QR API, and QR EDC so merchants can adopt QRIS according to their system, device, and operational readiness, from small business to enterprise. Acceptance can therefore expand in stages without sacrificing consistency in the transaction experience on the ground.

To discuss merchant segmentation and the QRIS implementation options that fit best, you can start a consultation with the SPE Solution team.